A lot of people believe that Social Security and Medicare will finance their retirement. But, Social Security was never meant to be a total retirement income. We all need to fund our own retirement. And the sooner you start, the more you’ll be able to save. If you haven’t been able to save anything from [...]
Posts Tagged ‘Financial Health’
How Much is One Trillion Dollars?
A really long time ago, I remember when $20 in my wallet seemed like a lot of money. By the time my family was growing and the economy was booming, I needed $100 when I was shopping. Today, I need a credit card.
There’s a lot on the news lately about the federal budget and the [...]
Who Are You?
Are you defined by the things you have? The things you buy? Are you in debt beyond what you can reasonably expect to ever repay? Are you always trying to keep up with your family and friends’ lifestyles?
Or are you defined by WHO you are? What are your values? What are your priorities? What do [...]
Health Insurance For One
I’ve been self-employed for many years. Even when I had a job in the early 90’s, the company didn’t provide health insurance. So, I have an individual health insurance policy. It started out at about $100 a month. It seemed expensive, especially because I rarely used it. The premiums increased every year, but, I knew [...]
Calculate Your Way Back to Financial Health
The first step to financial health is knowing where you are today . . .
Assets - What do you have?
Income - What do you earn?
Debt - What do you owe?
Expenses - What do you spend?
The next step is to set realistic goals . . .
Live within a budget
Pay off credit cards
Save for retirement
Create a college [...]
